An Independent Perspective You Can Depend On and Trust
Life Solutions provides comprehensive financial and tax planning advice and direction to our clients. Since we are independent and do not manage client assets, we can provide unbiased advice to our clients in a number of important areas.
Financial Planning We provide comprehensive financial planning advice that ranges from the most basic to the most complex. We specialize in client risk assessment and, as a result, investment portfolio design and monitoring.
Income Tax Preparation As Enrolled Agents, we are well qualified to prepare your federal and state income tax returns. All of our work is guaranteed, and we are empowered by the IRS to represent you before the IRS if problems arise. Additionally, we can counsel with you to examine ways in which your income tax liability may be legally reduced.
Long Term Care Planning The area of planning for long term care expenses has grown in importance, since Medicaid and other government programs do not and will not pay these costs. At Life Solutions, we show clients how to begin the long term care planning process, which may or may not include purchasing long term insurance. However, the fact is that long term care expenses can be the tsunami that wreaks havoc with the most well-conceived retirement plan, and proper advance planning can prevent such an occurrence.
Social Security Maximization The decision when to begin taking Social Security benefit payments can be complicated, given the myriad of choices concerning the timing of benefit commencement. The problem is compounded for married couples who are approaching retirement age, particularly if both have participated in the Social Security System during their working years. At Life Solutions, we employ sophisticated software to make your options crystal clear so that you can have peace of mind, knowing that your decision is based on your unique situation and goals.
Other Services We have years of experience in estate planning and charitable giving. Moreover, if you have questions concerning existing or potential life insurance coverage, we can provide you with real-world advice that will enable you to maximize the value of your existing policy or help you to locate the best policy to meet your unique needs. If you are not in perfect health, relax, since we have you covered with our in-house medical experts.