An Independent Perspective You Can Depend On and Trust
Life Solutions provides comprehensive financial planning advice and direction to clients from all walks of life. Since we are independent and do not manage client assets, we can provide unbiased advice to our clients in a number of important areas.
Financial planning is, of course, our forte. We provide comprehensive financial planning advice that ranges from the most basic to the most complex. At Life Solutions, we are experts in dynamic budgeting, debt reduction strategies, credit score management and much more. We are the source in Aiken and Hilton Head for comprehensive financial planning advice and service.
Retirement planning has never been more important due to our uncertain economic environment, and at Life Solutions, we help clients in Aiken and Hilton Head answer this question, “Will I have enough money to retire?” Other important questions are: “When can I retire?” “Are my retirement assets properly allocated based on my risk tolerance?” Life Solutions personnel gather detailed client demographic data, and then we can use sophisticated computer modeling to answer many of these important retirement planning questions. We help clients develop and implement a comprehensive retirement planning strategy, and we can also monitor future progress.
The area of planning for long term care expenses has grown in importance, since Medicaid and other government programs do not and will not pay these costs. At Life Solutions, we show clients how to begin the long term care planning process, which may or may not include purchasing long term insurance. However, the fact is that long term care expenses can be the tsunami that wreaks havoc with the most well-conceived retirement plan, and proper advance planning can prevent such an occurrence.
A well-designed estate plan can benefit every family. Estate planning can be as simple as executing a will or as complex as utilizing family limited partnerships, GRATs, or irrevocable trusts to meet client needs. At Life Solutions, we dialogue with our clients to ascertain their needs and dreams, and we then recommend future action to fulfill those wishes. We are well versed in the use of sophisticated estate planning techniques to facilitate the estate planning process. Life Solutions is not a law firm, and we do not provide legal advice, but we do work with law firms in Aiken and Hilton Head and to help meet client needs.
The analysis of existing life insurance policies is an important emphasis for the experts at Life Solutions. Through in-depth questioning, we can assist clients to better utilize existing life policies, and save premium dollars. Additionally, we employ state of the art policy evaluation software to determine if an existing policy is meeting client needs. We are also specialists in the areas of viatical and life settlement planning.
Life Solutions… Enriching Your Future…